Panera Bread's 3% Cash Back Offer with Apple Card Coming to an End

Apple announced that starting February 1, 2025, using Apple Pay at Panera Bread will change from earning 3% Daily Cash back to the standard 2%. This means that after February 1st, customers will no longer be able to take advantage of the boosted 3% cash back while dining out at Panera. The deal had been in place since August 2020, lasting just over four years. Despite this change, the Apple Card still offers 3% cash back at select merchants.